CareReview / Solutions / Life & Disability
Fair, Detailed, Objective
Function-first disability reviews — STD, LTD, appeals, and more — grounded in clinical evidence and built for defensibility.
Fair, Detailed, Objective
Function-first disability reviews — STD, LTD, appeals, and more — grounded in clinical evidence and built for defensibility.
Our disability review services provide fair, accurate, and objective evaluations of a claimant's functional abilities, informed by our physicians' clinical experience and aligned with today's standards of care, supported by peer-reviewed literature.
Regardless of the support being requested, our process is based on the belief that assessing and understanding an individual's functional capacity provides the foundation for identifying appropriate next steps and support.

FMLA & Disability Reviews
Family Medical Leave Act (FMLA)
Focuses on helping employers and payers make consistent, compliant leave determinations.
Life & Disability Reviews
Whether short-term or long-term these clinical specialty and panel reviews provide opinions to help support timely benefit determinations.
Key Specialty Services
Accidental Death & Dismemberment (AD&D)
Independent health reviews verifying causation for accurate benefit decisions.
Specialty Support & Disability IMEs
Nationwide access to board-certified specialists for complex or high-acuity disability cases.
Fraud, Waste & Abuse (FWA) Support
Targeted reviews to detect misuse, strengthen compliance, and protect program integrity.